Terms & Conditions

Welcome to Halo Properties & Investments LLC. By accessing our website or using our services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using the services provided by Halo Properties & Investments LLC ("we," "us," or "our"), you agree to comply with and be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with these terms, you must not use our services.

2. Services Description

Halo Properties & Investments LLC is a direct lender providing business funding solutions including, but not limited to:

• Working capital loans
• Equipment financing
• Revenue-based financing
• Commercial real estate financing

All funding is subject to approval, creditworthiness, and compliance with our underwriting standards.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have legal authority to enter into binding contracts
• Represent a legitimate business entity
• Provide accurate and complete information

4. Application Process

When you submit a funding application:

• All information must be accurate, current, and complete
• You authorize us to verify the information provided
• You consent to credit checks and background verification
• Applications do not guarantee approval or funding

5. SMS Terms & Conditions

By opting in to our SMS program, you agree to receive recurring marketing and promotional text messages from Halo Properties & Investments LLC sent using an automated telephone dialing system (ATDS). These messages may contain offers, updates, and information about our financial products and services.

SMS Program Terms

• Consent: Your consent to receive SMS messages is entirely voluntary and is NOT a condition of purchase or of receiving any services from Halo Properties & Investments LLC.
• Message Frequency: Message frequency varies. You may receive up to 4 messages per month depending on your interactions and our promotional schedule.
• Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Consult your carrier for details.
• Opt-Out: You can cancel at any time by replying STOP to any text message. After you send STOP, we will send you a confirmation message and you will no longer receive messages from us.
• Help: For help or more information, reply HELP to any message or contact us at tien@halopropertiesinvestments.com.
• Supported Carriers: Our SMS program is compatible with all major U.S. carriers. Message delivery may vary based on carrier and location.

6. User Responsibilities

You agree to:

• Provide accurate information in all communications
• Maintain the confidentiality of your account information
• Notify us immediately of any unauthorized use
• Use our services only for lawful purposes
• Not misrepresent your business or financial situation

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Halo Properties & Investments LLC and is protected by copyright and trademark laws. You may not use, reproduce, or distribute any content without our prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Halo Properties & Investments LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services.

9. Indemnification

You agree to indemnify and hold harmless Halo Properties & Investments LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your violation of these Terms & Conditions or your use of our services.

10. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Fulton County, Georgia.

12. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and Halo Properties & Investments LLC regarding the use of our services.

14. Contact Information

If you have questions about these Terms & Conditions, please contact us:

Halo Properties & Investments LLC
200 Peachtree St NW #3003
Atlanta, GA 30303
Email: tien@halopropertiesinvestments.com

15. Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.